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	<title>Comments on: California Next To Implement Payday Loan Bill?</title>
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		<title>By: Arthur</title>
		<link>http://www.leadpile.com/lead-exchange-blog/2009/07/08/california-next-to-implement-payday-loan-bill/comment-page-1/#comment-9574</link>
		<dc:creator>Arthur</dc:creator>
		<pubDate>Thu, 06 Aug 2009 08:01:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.leadpile.com/lead-exchange-blog/?p=14634#comment-9574</guid>
		<description>Hello,

There is hope already taking place for California&#039;s responsible low income families and individuals in ghetto or underserved neigorborhoods. Mission SF Credit Union recently lauched it&#039;s payday loan alternative product called &quot;Salva Vida/Lifesaver&quot;. This small short-term loans is from $300 and up. Check it out as well as other credit products on the following links.
http://www.mission.coop/ASP/rates.asp
http://www.mission.coop/ASP/Products/products.asp


I personally don&#039;t know if you know this or not, there is a credit union called &quot;Northside Community Federal credit Union&quot; in Chicago, IL. Northside offers an unsecured $500 payday alternetive loan, which the credit unions gives it&#039;s members 6 months to pay off thier loan. 
Both Northside and Mission-SF credit unions give thier members 6 months to pay off thier loans. This longer term allows members to pay little by little over time; thus freeing up most of thier net income or government benefits checks to save, pay rent, utility bills, buy groceries and other needs(and wants), and minimize repeated borrowing.  On the following link, watch and listen how Northside rescued this young lady from the payday loan trap before her credit became damaged.
http://www.youtube.com/watch?v=ZD3OCLUwOHA</description>
		<content:encoded><![CDATA[<p>Hello,</p>
<p>There is hope already taking place for California&#8217;s responsible low income families and individuals in ghetto or underserved neigorborhoods. Mission SF Credit Union recently lauched it&#8217;s payday loan alternative product called &#8220;Salva Vida/Lifesaver&#8221;. This small short-term loans is from $300 and up. Check it out as well as other credit products on the following links.<br />
<a href="http://www.mission.coop/ASP/rates.asp" rel="nofollow">http://www.mission.coop/ASP/rates.asp</a><br />
<a href="http://www.mission.coop/ASP/Products/products.asp" rel="nofollow">http://www.mission.coop/ASP/Products/products.asp</a></p>
<p>I personally don&#8217;t know if you know this or not, there is a credit union called &#8220;Northside Community Federal credit Union&#8221; in Chicago, IL. Northside offers an unsecured $500 payday alternetive loan, which the credit unions gives it&#8217;s members 6 months to pay off thier loan.<br />
Both Northside and Mission-SF credit unions give thier members 6 months to pay off thier loans. This longer term allows members to pay little by little over time; thus freeing up most of thier net income or government benefits checks to save, pay rent, utility bills, buy groceries and other needs(and wants), and minimize repeated borrowing.  On the following link, watch and listen how Northside rescued this young lady from the payday loan trap before her credit became damaged.<br />
<a href="http://www.youtube.com/watch?v=ZD3OCLUwOHA" rel="nofollow">http://www.youtube.com/watch?v=ZD3OCLUwOHA</a></p>
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		<title>By: Payday Loans Stink</title>
		<link>http://www.leadpile.com/lead-exchange-blog/2009/07/08/california-next-to-implement-payday-loan-bill/comment-page-1/#comment-7794</link>
		<dc:creator>Payday Loans Stink</dc:creator>
		<pubDate>Thu, 09 Jul 2009 15:40:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.leadpile.com/lead-exchange-blog/?p=14634#comment-7794</guid>
		<description>PAYDAY LOANS STINK!  The political climate is changing and their end is near.   Their store fronts are becoming more and more dangerous places to work.  Their disgruntled clients are getting smarter, banding together and learning how to fight back.  Payday Loan companies offered some valuable service to the community, but for too long, we&#039;ve been playing by the unfair rules written by these powerful companies.  PAYDAYLOANSSTINK.COM welcomes them to exist, but its time that the playing field is leveled.  Payday Loan companies have proliferated through intimidation and misinformation for too long.  PAYDAYLOANSSTINK.COM exists to give you - the consumer &amp; the employee - the information you need to gain the upperhand.  To escape their devious cycle-of-debt trap!  PAYDAYLOANSSTINK.COM invites every one affected – including employees of the industry – to join in the discussion and learn from each other.

-	JUST STOP PAYING!  Always remember to put a Stop Payment on your check.  It forces them to stop charging interest and negotiate a payment on your terms.  Not theirs!  

-	 Did you know that by sending them a simple Cease And Desist letter by certified mail, you can get all of their harassing phone calls – to you, your work and your family - to stop?
  
-	And did you know that many Payday Loan store fronts are blatantly breaking laws every day?  That a simple letter to your City Council or your Attorney General could help to shut them down?  Or even get some of your money refunded?

-	THE “EPP” EXTENDED PAYMENT PLAN – Available at nearly 70% of the nation’s Payday Loan stores, but yet you are never told about the EPP - “Right now your Payday Loan store is offering a three-month, interest-free payment plan for anyone who has a current loan!  Save hundreds of dollars in interest.  That’s right!  Whether it’s Advance America, Check Into Cash, Quik Cash,  Check N Go or some other Payday Cash Advance company, just tell them you are tired of paying interest and would like your FREE EPP.  The Extended Payment Plan.   Ask for it today before it’s gone!”

PAYDAYLOANSTINK.COM thanks you for taking the time to read this quick comment.  Our new site has much more detailed information available regarding the topics above.  As well as – “Small Claims”, “BBB &amp; FTC Complaints”, “Arbitration Agreements”, Community Forums &amp; more!</description>
		<content:encoded><![CDATA[<p>PAYDAY LOANS STINK!  The political climate is changing and their end is near.   Their store fronts are becoming more and more dangerous places to work.  Their disgruntled clients are getting smarter, banding together and learning how to fight back.  Payday Loan companies offered some valuable service to the community, but for too long, we&#8217;ve been playing by the unfair rules written by these powerful companies.  PAYDAYLOANSSTINK.COM welcomes them to exist, but its time that the playing field is leveled.  Payday Loan companies have proliferated through intimidation and misinformation for too long.  PAYDAYLOANSSTINK.COM exists to give you &#8211; the consumer &amp; the employee &#8211; the information you need to gain the upperhand.  To escape their devious cycle-of-debt trap!  PAYDAYLOANSSTINK.COM invites every one affected – including employees of the industry – to join in the discussion and learn from each other.</p>
<p>-	JUST STOP PAYING!  Always remember to put a Stop Payment on your check.  It forces them to stop charging interest and negotiate a payment on your terms.  Not theirs!  </p>
<p>-	 Did you know that by sending them a simple Cease And Desist letter by certified mail, you can get all of their harassing phone calls – to you, your work and your family &#8211; to stop?</p>
<p>-	And did you know that many Payday Loan store fronts are blatantly breaking laws every day?  That a simple letter to your City Council or your Attorney General could help to shut them down?  Or even get some of your money refunded?</p>
<p>-	THE “EPP” EXTENDED PAYMENT PLAN – Available at nearly 70% of the nation’s Payday Loan stores, but yet you are never told about the EPP &#8211; “Right now your Payday Loan store is offering a three-month, interest-free payment plan for anyone who has a current loan!  Save hundreds of dollars in interest.  That’s right!  Whether it’s Advance America, Check Into Cash, Quik Cash,  Check N Go or some other Payday Cash Advance company, just tell them you are tired of paying interest and would like your FREE EPP.  The Extended Payment Plan.   Ask for it today before it’s gone!”</p>
<p>PAYDAYLOANSTINK.COM thanks you for taking the time to read this quick comment.  Our new site has much more detailed information available regarding the topics above.  As well as – “Small Claims”, “BBB &amp; FTC Complaints”, “Arbitration Agreements”, Community Forums &amp; more!</p>
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