Leadpile’s Blog

The Thanksgiving rush is now over, and retailers seem to be pretty pleased with the Black Friday results. However, now Cyber Monday is here and the kickoff to online shopping has begun. Internetnews.com is reporting sites such as Amazon.com and Walmart.com to be the potential big winners. Time will tell who is going to be the big winner this holiday season. Web sales only represent a small portion of the holiday sales, however year after year more and more people are turning to the internet for their shopping.
Leadpile is hoping to capitalize on some of this increased web traffic with some additional lead generation. Payday loansare in high demand, and we are hoping some will see these short term loans as an additional way to potentially purchase their much needed Christmas gifts.

In recent news in AZ, payday lenders are working with an former AZ attorney general – Grant Woods to try and keep payday loans from being eliminated fully in the state. In a recent vote the short terms loans had been voted to be eliminated, however some are trying to prevent this from happening. A local AZ paper is quoting that some payday lenders have hired a local company whose owners are advisors to the AZ governor, so this looks like they are really trying to win this battle this time. We all wish the people in AZ (Leadpile’s home) luck with winning this battle.

October brought a change for the housing market that has not been seen in over 2 ½ years. Low mortgage rates and falling prices boosted home sales to the highest level they have seen in a very long time!
According to Yahoo homes sales are now nearly 37 percent above their bottom in January, even though they are still 16 percent below their peak in 2005. Analysts said gains mainly reflected the homebuyer tax credit, which has been due to expire on November 30 but has recently been extended until spring. Valid until April 30, 2010 the tax credit of up to $8,000 for first time owners, and $6,500 for people who have owned their current homes for at least five years.
Although the current low pricing is boosting sales, the overall economy is likely to benefit from slightly higher home sales.

For many of you, it still might be a little early to do your holiday shopping. When you do start your shopping many people may ask which is better; to shop online or to go to stores? In several cases it can really depend on numerous factors. Many people think of Black Friday as a kick off to the holiday shopping season. Consumers will wake up at four in the morning (myself included) to go and get the incredible deals that are being offered. Many of them even have a certain route that they will go to hit up the stores in a certain order to make sure they can get the best deals before everyone else.
But what about everyone who wants to get the great deals, but can not justify getting up at four in the morning to save a few bucks – just hop out of bed and shop online. More times than not, a consumer will be able to get the same deals that they would online as they would when going to the store. According to adweek.com“…buying online saves on trips to the store and gas expenses (53 percent) and makes it easier to compare prices between retailers online than in the store (51 percent), the other top-cited reasons all came back to convenience. The No. 1 reason for shopping online (69 percent) was that “when I buy online I can shop whenever I’d like,” while 57 percent of respondents said it “allows me to avoid the holiday shopping crowds at stores.”
Even though the convenience factor of shopping online is huge, it can make it a little more difficult as well. Since most of the holiday season is spent shopping for other people, consumers want to make sure that the products they are buying are the right size, ensure quality, and ask questions about the product to a sales associate. At the end of the day it all comes down to the consumer and which method of shopping they like better. I know that I usually do a combo of the two. Hard to find items I will purchase online, but toys I will go to the store. Below are some useful tips for when you go shopping this season:
1. Do your research before buying – Compare prices online to make sure you are getting the best deal out there
2. Look for the holiday specials – everywhere is having discounts so paying for full price should not be an option
3. When ordering online, always check for free shipping
4. Use coupons/coupon codes – If you are going to be buying a certain item there is no reason not to get percentage off. A lot of product coupon code can be found online just by doing a simple search
5. Know the return policy of the store/items just in case your item is not a hit
6. Make a list and stick to it – this will help prevent going over budget and buying unnecessary items

I hope that you find these few tips helpful and save you some money. Have a wonderful shopping season!

Thanksgiving is a time to give thanks and express gratitude. The LeadPile team would like to express our appreciation for your business! In combination of saying thank you, we thought we would share some helpful ideas on increasing your sales during this holiday season:

- Send Thanksgiving cards to your customers, everyone likes to hear thank you!
- Send out an email blast to your clients offering discounted services. This keeps your name in front of your customers and potentially brings them back for more services.
- Get involved with your community and do local sponsorships, to get your name in front of more people. Now is the time to share and people appreciate companies that help the community.
- Look at utilizing social networking as a source for advertising and building relationships, because families and friends stay well connected over the holidays.
- Emphasize family in your communications with your customers.

These are all ideas that might help you jump start your sales during this holiday season.

LeadPile wishes you a warm and happy holiday.

Texting, emailing, posting on social networks has all been made so much easier and more accessible with the use of Smartphones. Smartphones have made it possible to keep in constant contact without actually having to pick up the phone and speaking to anyone.
According to webpronews.com, there have been increases in people using Smartphone technology to search for local products and services. A recent study showed a large volume of consumers searching in their local areas for movies, restaurants, bars and a smaller volume of people searching for physical items that need to be shipped. Also shown by studies on Smartphone use is it was shown that using mobile devices for viewing or sending video has increased as well as watching or purchasing TV programs and music videos.
Being without your Smartphone can immediately make you feel like you’re lost. Loosing the gateway to instant Internet, email and social media can not only effect your social life, but in today’s world is something than many of us rely on for business as well! Leadpile appreciates the Smartphones, and what it helps us as a company accomplish when everyone is not in front of a computer. What will they come up with next????

Many of you may be thinking that I am crazy saying that there are benefits to the H1N1 virus. Getting the flu may not be fun, but if you are are in the business of household personal care items, you could not be happier. Brands such as Johnson & Johnson have been seeing a large increase in sales on many of their germ killing products. Purell hand sanitizer, Clorox, and cold medicine are just a few of their germ products that people are reaching to. Just looking around the office I can see all three of the above products with people using them constantly. With that being said, it comes to no surprise that in October along with Johnson & Johnson saw at 10.7% sales increase. That was the larger increase among all companies in this market.
People are going to do whatever it takes to not get sick, if that means buying a bottle of hand sanitizer and disinfectant wipes a week, they are going to do it (at least until the H1N1 virus subsides). If you are a marketing there is no reason why you should not be taking full advantage of this. Especially since we are still in a “recession”, having the biggest sale increase for that market is amazing. For all you green enthusiast who do not want to get sick and do not want to hurt the environment, there is a whole line of environmental friendly disinfectant products. Whatever the case may be, it definitely pays to work with what is out there and target what people are buzzing about.

95 percent of college students between the age of 18-24 use some form of social networking. That is defiantly not a surprising statistic. What is more surprising is that the students who are involved in using social networking tools, which includes texting and instant messaging, are more apt to learn. This is because many of the students are using the different social networking tools to network with their teachers/classmates for academic help. It makes for a quick and easy way to get the answers or information that a student needs. This could help increase the performance of the students because they have all their resources right at their fingertips.
I know when I was in college a few years ago, I found texting and social networking tools such as Facebook, to be a huge help. Not only with talking to my teachers on chat, but talking to other students as well. It was a great way to get informed on a class that I may have missed, so that I did not fall behind. It was also extremely helpful for online classes because you can get into chats and discuss as a group what is going on in the class and hear different perceptions on a single topic.
Online classes and community college is also a great way to advance yourself. Everyday LeadPile matches people who are interested in advancing their degree with the right college program. By taking online classes and using some forms of social media, being involved in your studies may be much more beneficial than you may have thought.

FDIC has rolled out some new programs for consumers. Some selected banks feel that low to moderate income consumers don’t have enough options. Therefore, some banks that are participating in the Federal Deposit Insurance Corp programs are offering some “special” types of loans to consumers. These loans are for those that don’t necessarily have good credit (because their credit is not pulled) and are not able to get a standard type of short term loan. Wallstreet Journal Online is reporting this great news for some consumers that are not able to get quick cash and are considered “under-banked”.
Some statements that some might question are comments such as, “Fees and interest paid to payday lenders and banks for overdraft protection contribute to a larger problem for low-income individuals–those types of loans don’t help build credit scores.” Are even some banks now trying to come up with programs that compete with the payday loan, and are they really trying to find some alternative options for consumers? I guess we will never know, but the one great thing is we are seeing some alternatives being offered to our nation’s consumers that need short term cash. This is exciting for Leadpile to see, and hopes all other banks will follow.

The federal reserve has officially implemented new rules that governs the overdraft fees our nation’s banks can charge. Thursday, a ruling was imposed to make it harder for banks to add overdraft fees to customer’s accounts. Banks will now be required to have a consumer opt in for overdraft protection programs, therefore if you do not opt in for this service you will not have a transaction processed if the funds are not available. Many consumers depend on the fact that their bank will let a charge be processed on their debit card, with the assumption that they will just get charged a fee for that. Well starting in July 2010, that will not be happening. Banks will have to say bye bye to the 25 billion dollars a year in fees they collect on these sorts of transactions. No more spending money you don’t have people…. Let’s see where the banks try and make up for this cash cow loss.

In years past YouTube tried to roll out in-stream ads (in 1997), however the acceptance of it did not go to well with viewers. Time has past and there are other sites that have incorporates such ads, so YouTube is now looking at taking another stab at it. It makes sense because YouTube is utilized by so many people in so many ways, that incorporating some sort of ads had to become part the of “YouTube Revolution”. The good thing about what YouTube is doing, is that they are creating these ads that are actually able to be skipped. However, what they are finding is that if you have a short 15 second ad, more people are not “skipping” over the ad. This is great news for the advertiser trying to get their ads played. Maybe the future of high priced Super Bowl ads will continue on from our televisions to our computers?
Leadpile has incorporated YouTube into our marketing efforts to help get our name out there, and we can certainly see a potential with bringing in ads to these videos. YouTube has to learn to make money, so what other options do they have but to look at cashing in on all the eyes they have on their videos? I think it is a good marketing idea…..

Canada is no longer an out of the way market that U.S companies do not want to do business with. Many of the hot Canadian companies are all coming together to try to sell themselves. These agencies are going to be traveling around the United States to show marketers that cities like Montreal and Quebec are the ideal new hot spot for market testing. Why is this? According to adage.com, “its language barrier prevents much outside media from seeping in, and vice versa — makes it an ideal place for U.S.-based marketers to experiment with new ideas and approaches before rolling them out to wider audiences.”
Several larger companies such as MasterCard and Mazda are way ahead of the game and have been utilizing Canada as a test market for several years now, both with great success. By testing in a smaller market with a smaller budget, marketers are able to see what works and what does not with out throwing their whole budget out the door. This also allows companies to try a more “out of the box” method.
LeadPile is a head of the game when it comes to working in Canada. Currently we are generating Canadian payday leads in Ontario. We are finding great success generating leads in Ontario and have plans to expand to some of the other Canadian markets.