At one point or another we have all come across someone that is either loosing their home, lost their home, or on the verge of falling behind. We are all asking ourselves, at what point is this home crisis going to subside? It’s a scary thought to talk to someone who has been around a long time and to hear them state that this is the worst they have seen the economy in their lifetime. There seems to be no end in sight on when the economy is going to get better. NPR is stating that at least 10 percent of mortgage holders had missed at least one payment between January and March of this year, and 4.6% were in foreclosure. Hopefully, the second quarter of 2010 will prove to be a little more positive than this past quarter.