Leadpile’s Blog

We all turn to the search engines to help us locate information, however did you know that the most popular search is one-word searches? Hitwise is reporting that 24.13% of the searches in November were people only using one word. Interesting enough, eight-word keyword searches had the biggest increase last month, however it only made up a little less than 4% of the searches. This sort of data is something that SEO/SEM experts should pay attention to for their campaigns.
This information is also really important to study if you want to optimize your website. Leadpile publishers should pay attention to articles such as this one if they are trying to understand what consumers are doing when searching the internet.

The FDIC has released a report showing 30+ million people have little or no access to banking services. Unfortunately, this study is also highlighting the fact that many of these consumers are poor, immigrants or minorities. According to NPR news, “In all, 25.6 percent of U.S. households either lack bank accounts or use payday loans, check-cashing services and other costly alternatives to traditional banks, according to the survey.
The report is part of an FDIC effort to bring the so-called “unbanked” into the financial mainstream.
FDIC Chairman Sheila Bair said access to a bank account gives households “an important first step toward achieving financial security.” Vulnerable families need the ability to save for emergencies and borrow on affordable terms, she said in a statement.”
The one thing that really needs to be pointed out about this report is the fact that it talks about many people who do not have banking services, yet they are using services such as payday loans. In reality, a consumer generally can not get a payday loan if they do not have a checking account. There might be some lenders that allows no bank account, however most do require it. So, I am not sure payday loans should be in this article when speaking about the “unbanked” consumers??????

The Thanksgiving rush is now over, and retailers seem to be pretty pleased with the Black Friday results. However, now Cyber Monday is here and the kickoff to online shopping has begun. Internetnews.com is reporting sites such as Amazon.com and Walmart.com to be the potential big winners. Time will tell who is going to be the big winner this holiday season. Web sales only represent a small portion of the holiday sales, however year after year more and more people are turning to the internet for their shopping.
Leadpile is hoping to capitalize on some of this increased web traffic with some additional lead generation. Payday loansare in high demand, and we are hoping some will see these short term loans as an additional way to potentially purchase their much needed Christmas gifts.

Thanksgiving is a time to give thanks and express gratitude. The LeadPile team would like to express our appreciation for your business! In combination of saying thank you, we thought we would share some helpful ideas on increasing your sales during this holiday season:

- Send Thanksgiving cards to your customers, everyone likes to hear thank you!
- Send out an email blast to your clients offering discounted services. This keeps your name in front of your customers and potentially brings them back for more services.
- Get involved with your community and do local sponsorships, to get your name in front of more people. Now is the time to share and people appreciate companies that help the community.
- Look at utilizing social networking as a source for advertising and building relationships, because families and friends stay well connected over the holidays.
- Emphasize family in your communications with your customers.

These are all ideas that might help you jump start your sales during this holiday season.

LeadPile wishes you a warm and happy holiday.

There seems to be some more positive news in the automobile industry. A recent report is stating the number of people that are going online to search for a car is up in 2009 versus 2008. This is great news considering the industry came to a screeching hault with the falling economy. Webpronews reports that people who depend on the internet to locate a vehicle rose from 40% in 2008 to 46% in 2009. More and more people are starting to bounce back from the struggling economy, therefore they are turning to the internet to tackle a lot of ground work at their fingertips.
The good news for companies like Leadpile and other auto loan lead generators, is that used car buyers visited third party website more frequently than other types of sites, including dealer websites. A large percentage (91%) of those that were searching say they visited at least one third-party website during their shopping process. So if people are doing their homework online first, then we all need to focus on providing as much information as we can to these consumers. I think this auto industry is coming back!

We are all used to typing in the URL of the domain that we want to go to, however there has been some recent changes to the “dot com” world. For many people writing an email in another language is common, but typing in a website name in another language was not anything that you could do. However, with the recent standard changes this could be a thing of the past. NPR reports that, “Over half of the 1.6 billion users of the Internet today are born in a language group that does not use Latin scripts.” By mid 2010, people will be able to have URLs in their native language, and not have to be in the standard Latin. This is exciting for many that are wanting to expand the URLs that are used, and create more opportunity for those that are not using the standard language in the URLs. We shall see how this change goes, considering the last change to domains was way back in 1996!

Seeking services (lead generation) online, communicating with others (social networking), and reading the top news stories, is now all being conducted through everything EXCEPT our nation’s newspapers. In recent years, many newspapers realized this need for immediate information, therefore created an online version of their newspaper. Unfortunately, this scrambling did not prevent the potential elimination of alot of the newspapers. It’s a sad day in the newspaper world when NPR reports the fact that our nation’s newspaper circulation has dropped 10%, just in the past 6 months. Newspaper’s loss of revenue is largely caused by a decline in advertising dollars.
What does this mean to all of us? In many ways, it takes away an old tradition that many of our parents and grandparents have experienced their whole lives. More importantly, it takes away a source for all of us looking for reading material, jobs, coupons, store ads, obituaries, local and national news. The question is, where on the internet can we go to now for this sort of resource? This is something very difficult for one “website” to be able to provide, so I am not sure how we are all going to potentially survive without the irreplaceable newspaper?

There seems to be some momentum brewing in the auto industry. We all saw some positive response to the Cash For Clunkers program, and it appears there might be some light at the end of the tunnel with the auto finance industry. Leadpile has written about the increase in bankruptcies and the housing market still struggling, however there seems to be some little signs that people might be starting to look again for cars. This could be great news for consumers, dealerships, and and the lead generation industry who has seen some stagnant volume of leads coming in.

Recent conversations that I have been having with affiliates, indicates that there might be that demand again for the auto finance leads. This is potentially exciting news for Leadpile because now we can reach out to our publishers to bring in this lead type. Leadpile publishers can drive traffic to our auto finance offers, place a Microclick form on their website(s), use banners or do a host and post.
Let’s all cross our fingers that this is the beginning of the end of our struggling auto finance industry. If it is any indication by all the Ford commercials that are playing on our televisions, this industry it coming back!

There are some great new changes that have been added to the Leadpile seller account interface.
LeadPile has not only changed the visual appearance of our seller interface, but we have also added several convenient new features:
*Earnings Trends – simple overview of your account statistics
*Top Performing Offers – current LeadPile offers that are in high demand
*Today’s Activity Summary – overview of what happened today
*Easy to Use Navigation Bar- organized tabs to navigate efficiently
With the new interface being more intuitive and better organized, we hope that you find the new layout and design more user friendly, more appealing to the eye, and best of all more functional!

The generation gap between the boomers and younger generations is becoming more apparent and widening the gap even more with the effects of the recession. Dropping home prices and stock values give employed people in their younger years an opportunity to invest and purchase in ways that would not have been possible to them without the drastic decline in value from the recession. On the opposite end of this scale, the aging generations such as the boomers are taking a large hit, watching their homes and 401(k) accounts drop by huge percentages in value.
First-time home buyers being offered $8,000 tax credits, and the stock market at all time lows adds extra benefits for generation X’ers looking to get a head start. People in their 20’s or 30’s have plenty of time to get in now and watch their investments grow, giving them a huge advantage to someone in their 50’s or 60’s looking to retire.
According to msnbc.com the Consumer Price Index has recorded a rare drop over the past 12 months, 1.5 percent. The decline for many goods and services has been much greater, allowing young people to put even more money into stocks and housing.
For those who are fortunate enough to have remained employed and have the opportunity to invest have a great advantage….For those who have been working all of their lives to retire and now are faced with hard decisions and losses, it feels as though they are being taken advantage of. It’s scary to think that even the best layed out plans could turn bad.
Recently there has been enormous amounts of discussion surrounding Payday loans, and the push by some to get rid of this option. With the economy in the state that it is, and people’s budgets and financial futures in question Payday loans are the stepping stone to help people get from point A to point B. They may not be the perfect solution to the problem, however at the time, they may be the only.

This week Google launched a test for the ‘Wave”, a new interface for communication that allows group discussions, email, instant messaging, picture and video editing and posting, blogging… there really is not much that this new communication tool does not do! A selected 100,000 people were invited by Google to use this new tool during it’s testing phase, and then to supply feedback and suggestions.
The Wave is set up in a real time format allowing conversations to transition from email to live conversation such as instant messaging. According to wave.google.com, the definition of a Wave is as follows:

• A wave is equal parts conversation and document. People can communicate and work together with richly formatted text, photos, videos, maps, and more.
• A Wave is shared. Any participant can reply anywhere in the message, edit the content and add participants at any point in the process. Then playback lets anyone rewind the wave to see who said what and when.
• A Wave is live. With live transmission as you type, participants on a Wave can have faster conversations, see edits and interact with extensions in real-time.

If the Wave is able to combine all of the forms of conversation that are currently available, how will this change an industry such as Lead Generation? Will this replace the need for topic specific forums, and blogs? If a demand for lead types is posted, and instantly a supplier is able to respond and make a connection and discuss in an open format for others to see, it could be a huge thing for brand recognition! Being able to edit content and rewind to see where posts are coming from, could be an asset when the need for “damage control” arises.
I have signed up to be on the list of hopefuls in the next rounds of invitations sent out, I can’t wait to get on this wave!

We hear so much news about social networking sites and all the changes that are going on with them. However, I would have thought that reports would show internet users tend to use social networking sites more than content related sites. That does not seem to be the case. DMNews is reporting that users are actually spending almost twice as long on content websites versus the social networking sites. I found that very surprising. According to the reports, “Consumers spent an average of 6 hours, 58 minutes on content sites, while they spent about half of that time on community sites: 3 hours, 1 minute.
Consumers spent an average of 2 hours, 40 minutes a month on e-commerce sites; communications — e-mail and instant messaging — sites commanded 4 hours, 54 minutes; and search took up 57 minutes. Compared with 2008, time with content rose slightly, while communications, community and commerce slipped a small amount, and search jumped by a few minutes.
In terms of share of online time per category, people sent 42% of their time on content sites, down 2% compared with 2008. They spent 13% of their time on e-commerce sites, down 19% vs. 2008; and 13% of their time on community sites, up 63% compared with last year. Time spent on searches remained flat at 5%.””
So actually when looking at the numbers the community sites/social networking sites had increased which now really makes sense. In future years, this report I am guessing will continue to show a rise in the social networking sites year after year. I would also have guessed that e-commerce sites would have been higher because a lot of people purchase products online. Maybe because of the status of our nation’s economy has made an impact on the figures for that category? Either way, this is pretty interesting information for all of us that are looking to know where consumers are.