Leadpile’s Blog

We all know that there are great deals to be had in automotive market right now. Many car dealers are willing to cut their prices and haggle much more than in the past. So buying a new car as a steal should be simple, right? Car dealers may be willing to work with you on price, but when it comes to giving you a loan, not so much.
Unless you are very money savvy or have a great job, buying a car with cash is not always possible. This day in age it is very common for the majority of people to take out a car loan and finance their car. With the market how it is, getting a car loan can be easier said than done. Its not that lenders do not want to give out loans, they are just being much more picky on who they will approve. Also, interest rates are very high at the moment and your credit can make a difference on if you are approved and what interest rate you receive. According to U.S.News, when trying to finance or get a loan for your new car there are a few key facts you should know.
1. Basics of Car Loans – know that you will have to pay an interest rate which includes principal and interest.
2. Car Loan Term – This is the amount of time that you have agreed on to pay the lender back. The car is not yours until you pay back the WHOLE loan and interest.
3. Credit Score – As stated above, interest rate is normally based on an individuals credit score. Usually, the lower the credit score the higher the interest rate.
4. Apply Several Times – Consumers normally apply to several different companies to get their loans. This will give you a better chance to get a loan that suits your exact needs.
At the end of the day it is by no means impossible to get a auto finance loans. LeadPile is also here to help. We match up consumers and lenders who meet each others needs. Hopefully, this helped you realize that with the right knowledge and steps, buying a new car with great financing is not as far out of reach as you may think.

In past years, the internet did not play a big part in a company’s product sales.  Today, this is certainly not the case. The internet is a major player in generating revenue for all industries. Specifically, financial related websites are very popular for consumers to find out information and also purchase items. Leadpile Lead Exchange is no different. The highest demanded leads in our marketplace are financial related lead types. These are companies wanting to provide financial services to consumers looking for assistance.
The auto industry is also no different than our marketplace, and other companies generating business online. According to DMNews, internet generated car sales will rise from 5.1 millions in 2007 to 7.7 million in 2012. This means that auto makers, no matter what their future status is, need to be visible on the internet in order to generate car sales. This would mean that with the tight economy and not as many people out shopping for a car, auto makers must utilize search engines and SEO efforts to get the much needed attention of consumers. DMNews also stated that Nissan North America, Chrysler and GM have done the best with utilizing search marketing.
So does this also mean that those auto lead exchanges that are not focusing on any other lead type are suffering right now? My guess would be yes. Leadpile Lead Exchange is also feeling the effects of less consumers online looking for a new car, however that is why diversifying the lead types we generate is so very important. People are in dire need of other financial services besides just getting a new car, and we want to be able to help with that.

Yes, correct! In a lead exchange the pricing is market driven.  Payday and Auto Financing are truly the most critical to monitor.  Why?  Simple, the end user, payday companies and auto groups, are looking for exclusive, unique, and qualified leads.  Top tier bidders will get first look and the opportunity to buy leads that are authentic and precise to filters set up.

Many companies use softwares such as CL Verify or Teletrack, that checks for factuality against SS#’s and DOB, and a few other filters.  Software such as these are a benefit to the online verification method that large organizations entitle to run a smooth and prosperous business.  

In a lead exchange, publishers should be alert at the placement of their campaign and the ranking that they hold.  I would never suggest to pay a price that you are not seeing a good ROI on your campaign, but I am suggesting not to be cheap.  You need great qualified leads? That will consist of becoming aggressive.  See when you do the math its pretty simple.  Your cheap, you pay $10 for a payday lead, and you are not converting as many as you like.  Then your upset.  Well lets talk about reality.  You probably have 20 other companies competing for the same lead, bidding more than you, hence, they are buying your leads! Yes, I said your leads!  The more competent and genuine leads that could have been closed by you.

Be at a comfort level that you are seeing a significant amount of conversions.  Larger companies are successful for one reason! They became aggressive and were in a competitive market.  Come straight to the source and pay less for your applicants that need your assistance now!

One more thought to absorb is that in a lead exchange of advertisers and publishers, publishers have the opportunity to set up their minimum price point, just as advertisers can set up the price to pay.  Therefore, if your bid price is too low, you are missing out on some strong potential publishers that are using their marketing revenue in Google AdWords for example, to generate high quality traffic, and its skipping your campaign due to your bargain bid. 

Take this as good advice and monitor your campaigns, you need to be aware that higher tiers will have the chance to accept a lead before you do!

Today, I’m going to explain how to save money on gas!  Nation wide gas prices has hit an average of over $4 per gallon.  We can all agree that its ridiculously high.  Yet, we are going to continue to pay for gas to do our every day lifestyle driving; go to work, grocery shopping,  etc. So what’s a solution?  

I did a research today on new 2008 cars that you can purchase for underneath $15,000 that are fuel efficient.  What are you driving now?  A gas hustler?  Taking 8-16 mpg?  Wow, that can get pretty expensive on a weekly basis! Wouldn’t you agree its hurting your pocket?

Check out all these new 2008 cars that I found at great pricing and great mpg:

• Chevrolet Aveo5 SVM MSRP $10,235 27mpg
• Kia Rio Base MSRP $10,890  29mpg
• Toyota Yaris Liftback 5-Spd MT MSRP $11,550 32mpg
• Smart Fortwo Pure MSRP $11,590 36mpg
• Saturn ION 2 Sedan Manual MSRP $12,300 30mpg
• Nissan Versa Sedan 1.8 S MSRP $12,880 28mpg
• Honda Fit 5-Skd MT MSRP $13,950 31mpg
• Mazda MAZDA3 MSRP $13,995 27mpg
• Suzuki Aerio Sedan Base MSRP $14,299 27mpg
• Dodge Caliber SE MSRP $14,320 26mpg
• Ford Focus S Coupe MSRP $14,395 28mpg
• Scion xD 5-Door Wagon MSRP $14,550 29mpg

Now whatever your favorite “Make” is, I listed a few different types, your best solution is to buy a new car! Yes, go online fill out an auto financing application and purchase a gas saver!  You will see the difference.  Its a perfect time to buy.  What are you waiting for?  Still reading this blog?  Go online and fill a secured application and start saving money immediately. Not only will you feel great driving your new wheels but you will be happier with the gas money you are saving!

At LeadPile we strive to create long-term partnerships with our clients! Our high driven endurance to maximized your ROI is important to us. We have some of the hottest quality leads in the industry.

Payday/Cash Advance, Auto Financing, and Debt leads are beyond our most demanded lead types! If you need these leads delivered to you via POST, LeadPile can do it! We can integrate via XML, SOAP, or HTTP POST.

We are currently expanding to new verticals and augmenting volume due to the high demand in our marketplace. We would like to invite you to join the World’s Largest Online Lead Marketplace and let us help you succeed with the quality lead!