CALLING ALL PUBLISHERS!!!!
Leadpile is looking for additional traffic to our holiday payday loan offer. This is the time of the year when trying to match up those consumers with the much needed holiday cash is important. If you are looking at generating additional revenue during this holiday season, reach out to your Leadpile Affiliate Manager. We will accept PPC, SEO, email, and banner traffic to this offer. Payouts are up to $96.00!
This is the time of year when all of us start shopping for our holidays gifts. Unfortunately, some are not able to afford the holidays, so they are looking for a short term loan to get them by. Leadpile wants to be able to provide those consumers with the much needed loan.
If you are generating payday loan leads and are looking for an additional place to try and place those leads, please reach out to Leadpile.
GOT WEEKEND traffic too??
Leadpile is looking for additional WEEKEND traffic for our *exclusive* lenders!
Acceptance: 7-10%
Payout: $20.00 CPA
Schedule: All day Saturday and Sunday
Basic filters:
*No military
*Checking account with direct deposit only
*Employed ONLY
*ALL pay periods accepted
Allowed traffic: PPC, SEO, Display and email
Yesterday, Google announced that they will be paying their users when they come across problems that have to do with security and bugs. Varying on the specific problem someone discovers, they can be paid anywhere from $500-$3,000.
Google tried a similar program in January with the Chromium Vulnerability reward program which showed many positive results from users finding bugs. These bugs include things such as server-side code execution, bypass authorization errors and more. Google says they are trying to protect their web properties from bugs
“…which directly affects the confidentiality or integrity of user data may be in scope…”.
Aside from a cash reward, the user who discovers a bug will also be given the option to get twice as much money if they donate it to a charity, and they will also be given notice on the credits of the new program.
Being an online company, Leadpile understands the importance of having programs that operate smoothly with as little complications as possible. Having a user involved in the process can broaden their ability to figure these types of problems out.
Needing a small amount of money to get you through until payday is something that everyone has experienced at some point in their lives. Whether it be for an emergency or it’s just a situation where you are short on cash, a payday loan can be the fastest most convenient option to get you through until payday.
Payday loans, once only available through store fronts requiring you to stand in line can now be applied for and obtained through online lenders. Applying for a payday loan over the Internet not only can save time, but is a simple process typically only requiring a small amount of personal information and seldom a credit check is necessary. The approved funds are submitted directly into your checking account, avoiding any unnecessary lengthy paperwork.
Most online payday lenders have a minimum required age of 18 and a necessary minimum monthly income for the borrower. Loan amounts range between $100- $1,500, depending on the lender and the needs of the borrower. A loan can often be received the same day, with repayment due 14 – 30 days after.
LeadPile matches consumers with online lenders daily!
In recent payday loan news, the state of Colorado has passed a law restricting the APR on payday loans. The new law puts a cap of 45% APR. This is just following suit with some other states that have put some sort of restrictions on these short-term loans. Other states that have some sort of payday loan legislation or the payday loans are banned are the states of: AZ, AR, CT, GA, ME, MD, MA, NH, NJ, NY, NC, OH, OR, PA, VT and WV.
Many talk about installment loans or other short-term loan options. Is there going to be a transition from what we all know as a “payday loan” to something else to help those consumers that need the help? Either way, there HAS to be an option for consumers. If we want to call it payday loan.. installment loan, or whatever, consumers need to have somewhere to turn for unexpected situations that happen in their lives.
Payday loan lenders are not going to be happy with the Wisconsin governor because of a recent bill he just passed. Unfortunately, this governor felt the need to pass a payday loan bill that will put tighter restrictions on the payday loan industry. In addition, he even threw something in the bill that is also going to put restrictions on the auto title loan industry too.
Each of these states putting more and more regulations on payday loans is going to leave consumers with no resources to help them. Where are consumers going to go now, in order to get help with small unexpected bills that come up?
Till the season to be jolly….. Payday loan season has arrived. Networks, lenders and all those that are in the payday loan industry are fast approaching the busiest period of the year. The need for a payday loan becomes more and more in demand during the holidays, because people need to take out a quick short term loan to get things such as Christmas gifts.
Leadpile is proactively trying to keep up with the demand of the payday loan lead buyers/lenders, and the publishers that are requesting more resources to generate these leads. We are happy to introduce some pre pop sites (www.1500check.com AND www.uscashapproval.com) which makes the user experience much better when it comes to filling out the required information, and some new Microclick iForms for publishers to place on their websites. These are a great addition to the Microclick forms, ads, banners and landing sites we have available for our publishers.
Till the season to be jolly! Let’s talk payday loans!!!!
Phoenix June 30th, 2009 — LeadPile, The World’s Largest Online Exclusive Lead Exchange announced today record results for its MicroClick Form (http://www.microclick.com) in June, 2009. LeadPile reports a record number of Lead Verticals being served by its MicroClick Form with Lead Sellers producing leads in 61 different verticals in the month of June. This makes the LeadPile MicroClick Form the most widely used Multi Vertical Lead Generation Form in the lead Marketplace and Lead Exchange Industry.
LeadPile’s Centralized Online Exclusive Lead Marketplace supports thousands of affiliates that use the exchange to sell to suitable lead buyers. By using the LeadPile MicroClick Form, Affiliates can focus on driving traffic to their pages and not on managing lead buyer relationships. Over 90% of LeadPile’s active affiliates are currently using the MicroClick form, offloading the responsibility for lead collection, management, technology infrastructure, and quality control to LeadPile.
Astoundingly, LeadPile’s MicroClick form has been used to produce leads as diversified as Tax Debt Relief, Home Improvements, Business Loans, Health Insurance, Equipment Leasing, Credit Card Processing, Cash For Gold and more.
Andrew Jacob, CEO of LeadPile says, “The LeadPile MicroClick Form allows us to handle leads across multiple verticals, including payday, starter credit, debt consolidation, credit repair, bankruptcy, auto financing, and homeowner. While the majority of leads currently being exchanged in the Marketplace are in the Financial sector, the fact that Lead Sellers are using the MicroClick form to produce leads in over 60 verticals is very rewarding for our team.
Jacob adds, “I would like to personally thank our existing Lead Buyers and Leads Sellers for their business, and it is our promise to everything we possible can to help them in their efforts by continuing to provide the type of technology infrastructure and transparency that they have come to both expect, and deserve, from LeadPile.
To read more, please visit http://www.LeadPile.com/
In recent news, Ohio is facing some potential stricter payday loan regulations. New restrictions such as giving consumers at least three months to pay back loans of $1,000 or less, forbidding lenders from getting around the 28 percent interest cap by imposing phony fees, requiring payday lenders to follow some of the federal fair debt collection rules in place for third-party debt collectors, and possibly imposing fines for violations of the law(s). This new bill is being referred to as “HB 209″, however it seems not all legislators are looking to support it.
Let’s see how this new potential legislation pans out. Leadpile will be watching.
Due to ongoing payday lending regulations, many states are closing up their store front properties. Ohio has implemented recent payday lending regulations and more than a third of the stores have closed up. Cincinnati.com points out, “Payday lenders operated roughly 1,600 retail locations across Ohio before voters approved new restrictions. Now, payday lenders run just 960 storefronts.” Unfortunately, this sort of scenario is happening with a lot of the other states across the country. Will these companies with a brick and mortar presence simply resort to just the online lending route? For some, the convenience of walking in a cash advance store is easier because maybe the inability to get access to a computer.
This also opens up even more questions about what will payday lenders look to do in the future with continuous payday regulations coming up in the various states? “Installment loans” seems to be what payday lenders are going to be able to provide to consumers to help them with their need for additional money. These short term, non securitized loans will allow consumers with the much needed cash, but with a slightly longer period of time to pay back the loan. Hopefully this new venture will then allow our payday lenders to keep some of their brick and mortar stores open, to still be able to provide the much needed loans, even in payday “excluded” states? We hope so!
This leads to potentially some great opportunity with the online lead generators such as Leadpile Lead Exchange. The bottom line is people need quick fast cash, and sometimes it is more convenient to go in a payday loan store, but then for some it is easier to apply online for a loan. Payday loan lead generation is a very popular vertical for affiliate marketers and other online marketing individuals to get into. However, following the proper procedure and making sure the user experience is truly safe and positive is the key.
We all know payday loans don’t exactly have the best image, however there are a need for them in certain situations. I came across this article on personalmoneystore.com, discussing a very interesting type of loan. This “automobile down payment loan” is said to be a loan that no credit check is performed, and there is no collateral securing this loan. However, after reading more about this, I thought this reminded me of a payday loan, but with a different name.
We all know lending requirements have gotten a lot more strict, however consumers still need to pay close attention to the specifics of any money they are getting. Don’t get me wrong, this is not necessarily a bad thing that consumers should not look at. However, maybe the key to getting a more positive image on the payday loan industry is to put different “names” on the loans. Leadpile will keep an eye out for any other names we identify as a payday loan.
Payday loans, also known as a cash advance, are a very large business in the United States. These short term loans often are under a lot of scrutiny from lenders and government agencies. However, it is hard to ignore the fact that I read that the payday loan industry is potentially lending 50 billion dollars.
These short-term loans are being taken out by people who need cash and possibly their bank, credit union or credit cards are not an option. As I have pointed out before, the average person taking out a payday loan is not what it used to be, or what people generally think of as a “typical” customer. According to Indystar.com, “the average household income for Advance America customer has risen to $43,000, with 90 percent holding at least high school diplomas and half with some college. About half have credit cards.” Indystar.com also goes on to point out that nationally, the number of payday outlets has gone from zero in 1990 to about 25,000 today. However, many choose the convenience of searching online for their short term loan, and then get matched up with companies like Leadpile Lead Exchange to then connect them to that needed payday lender. The fact that this industry is potentially a 50 billion dollar industry, points out that there is definitely a need for these short term loans.