A new website has been created for Lending Season with new features and is targeted towards consumers with good credit, offering personal loans up to $35,000. In the current economy there are a lot of people in need of financing, and this includes people with high and low credit scores. Lending Season has created an option for consumers with good credit and giving them access to larger amounts of funding. These personal loans may be needed for home improvement projects, funding a small business, or a variety of other reasons that someone would need financing during these hard economic times. While Lending Season is targeting consumers with higher credit scores, it is understood that people with all types of financial backgrounds may be in need of extra financing. Lending Season also has options available for people with lower credit scores who would qualify for a short term cash advance. With the upgrades to the new website publishers are seeing much better results and higher EPCs  as we are seeing higher converting traffic from the site.

Start 2011 off right! Here are some financial tips to get your finances back in order.

1. Get your credit score and report: Knowing your credit score can help you check for inaccuracies on your credit report. A higher credit score will get you lower rates on loans and credit cards.
2. Get Organized: Knowing where all your bills and bank statements are can help you keep track of your spending and saving.
3. Track spending: Track all spending for 30 days. Evaluate and see where you can cut spend, such as eating out less.
4. Do an insurance checkup: Meet with your current provider and see if the converge you have is really what you need. Find our about loyalty discounts and good driving perks.

These simple tips can help you get your finances back in order!

Leadpile offers many great financial offers such as Credit Score and Bankruptcy. Contact us today for info on our affiliate programs and offers!

Google has recently created a car that can automatically drive itself. Although some of the speculation from the public has been over concerns with safety, Google claims they could actually be safer than a normal vehicle because it eliminates humor error. In fact, the automatic driving cars have already been tested in California on 140,000 miles of road stretched from Silicon Valley to Santa Monica, with only one accident that was caused and faulted by another driver.

The cars are run by a computer system that takes control but allows the driver to take over when desired or necessary. This gives the driver the opportunity to have time to do other tasks aside from driving while getting to their destination.

To come up with the self-driving car, Google hired professional engineers who had previously worked on automated car races. With safety in mind, they made the vehicle with instant reaction time and even a gas operation system to help reduce gasoline usage.

Although the testing has proved to be positive so far, the car is not expected to be something that would be available to the public for at least another 8 years. In the meantime, Leadpile is still working with the regular auto finance leads!

Generation Y adults are making it more difficult for the auto world by not having such a large dependence on cars. Todays generation is more likely to buy items such as software, computers, smart phones, or music. Motorists from the ages of 21-30 make a up market of about 80 million people.
Although sales are not expected to decrease, they will not likely be as high as the baby boomers generation who make more multiple car purchases and view cars as a status object. Instead, they are looking for cars that are more affordable and simplistic.

The generation Yers tend to see cars as an environmental threat. Even with the new Hybrid and electric cars, many still view autos as being a polluter. Auto manufacturers and dealers alike are scrambling to find a way to appeal to this generation as the baby boomer’s generation turns 65 next year and won’t be their largest consumer base any longer.

Leadpile works closely with auto finance leads and still has a large demand that tell us people are still interested in purchasing vehicles. Todays consumers might be looking for different types of vehicles,but they are still looking nonetheless.

Gas prices should begin to decline, according to survey editor Trilby Lundberg. Lower prices of crude oil due to the recent oil disaster should reflect lower prices for gasoline. Just a couple weeks ago, an average barrel price was between $81-82.50 and has dropped between $75-78.

The current national average for regular, unleaded self-serve gas is $2.77. The highest gas prices are currently in San Francisco at $3.21 per gallon, and the lowest prices are in Jacksonville for $2.54. If the gas prices continue to coincide with oil prices, we could expect lower prices.

Cheaper gas prices can lead to more people going online for auto finance loans to get back into driving! Leadpile has a large demand for these lead types, and hopefully a price decline in gas will help those people in affording a car.

The sales of four main brands of General Motors vehicles are up 24.6%. Cadillac is leading the pack with sales up 142% since August of 2008. Models like the Escalade, CTS, and DTS are just some to name a few. Buick is close behind raising their sales 137%. Chevrolet is performing well also, mainly selling their lines of trucks such as the Silverado.

Overall sales for General Motors are up 5.4%. Vice President of sales Don Johnson attributes this to the current economy,

“…those people who have put off replacing their worn-out vehicles are now slowly starting to come back into the market”.

Now that people are finally beginning to feel  more comfortable in making auto purchases, this could be a trend we continue to see with other major auto companies as well. Leadpile is currently working with auto finance, and the strong demand proves this to be valid!

Lets continue the debt discussion since it’s such a large part of peoples lives nowadays.

Ever feel as if there is no end in sight to all those piled up bills? Here are 2 plans that may help you get your finances back on track.

1. Snowball Plan: The snowball plan developed by Dave Ramsey focuses on ranking your accounts by balance amount, smallest to largest. Consumers are encouraged to pay the smallest debt first while continuing to pay the minimum amount on the other accounts. By doing so consumers enjoy the satisfaction of when debt drops off, thus they are more likely to make continuous payments.

2. Negative Emotion: The negative emotion plan urges people to pay bills that generate a negative emotion. For example, Shareef Defrai from Huston used his credit card to rent a car for a friend. No big deal until his friend decided to skip town with the car, now Shareef has $16,000 in debt for a car he doesn’t even have possession of. By paying off these types of accounts first the relief of paying off the debt can be life changing.

Both methods have their pros and cons, do any of you have a special way you pay down your debt?

Does your debt, including housing expenses equate to more then 50% of your monthly income? For many the answer would be yes. This number is very important when evaluating ones financial health. Are you only paying the minimum amount on your credit cards? By doing this you are probably only paying down the monthly interest and not even making a dent on the principal. Do you cringe when you see an 800 number on your caller ID? Are you using credit cards to purchase items you used to pay cash for? All these red flags indicate it’s time you speak with a credit counselor before your finances get even worse. If a debt management plan doesn’t work there are only 2 other options, debt settlement and bankruptcy. The NFCC created a quiz called “How Do I Know If I’m In Financial Trouble?” consisting of 20 true-or-false questions. If more than two or three ring true you may need to seek financial assistance.

Leadpile specializes in Debt Settlement and Bankruptcy leads, contact us today to become a buyer or seller.

Phoenix June 30th, 2009 — LeadPile, The World’s Largest Online Exclusive Lead Exchange announced today record results for its MicroClick Form (http://www.microclick.com) in June, 2009. LeadPile reports a record number of Lead Verticals being served by its MicroClick Form with Lead Sellers producing leads in 61 different verticals in the month of June. This makes the LeadPile MicroClick Form the most widely used Multi Vertical Lead Generation Form in the lead Marketplace and Lead Exchange Industry.

LeadPile’s Centralized Online Exclusive Lead Marketplace supports thousands of affiliates that use the exchange to sell to suitable lead buyers. By using the LeadPile MicroClick Form, Affiliates can focus on driving traffic to their pages and not on managing lead buyer relationships. Over 90% of LeadPile’s active affiliates are currently using the MicroClick form, offloading the responsibility for lead collection, management, technology infrastructure, and quality control to LeadPile.

Astoundingly, LeadPile’s MicroClick form has been used to produce leads as diversified as Tax Debt Relief, Home Improvements, Business Loans, Health Insurance, Equipment Leasing, Credit Card Processing, Cash For Gold and more.

Andrew Jacob, CEO of LeadPile says, “The LeadPile MicroClick Form allows us to handle leads across multiple verticals, including payday, starter credit, debt consolidation, credit repair, bankruptcy, auto financing, and homeowner. While the majority of leads currently being exchanged in the  Marketplace are in the Financial sector, the fact that Lead Sellers are using the MicroClick form to produce leads in over 60 verticals is very rewarding for our team.

Jacob adds, “I would like to personally thank our existing Lead Buyers and Leads Sellers for their business, and it is our promise to everything we possible can to help them in their efforts by continuing to provide the type of technology infrastructure and transparency that they have come to both expect, and deserve, from LeadPile.

To read more, please visit http://www.LeadPile.com/

The new year is here and there still is a credit crisis that Americans are trying to figure out how they are going to get through. Many of my other posts talk about credit and ways to know your financial situation, therefore you know what you are getting into with any “new” loans etc. One way some get through these problems is with a payday loan/cash advance. Payday loans get a lot of negative publicity because many feel they are not an “appropriate” way to get out of a temporary situation. Each consumer has their own way of fixing their financial situation, but I thought this quote was pretty interesting in regards to payday loans (Payday Pundit).

How much debt a person has does not determine whether a payday loan is a good idea for them. If the loan enables them to repair their car so they don’t lose their job or saves them from eviction, then it’s a good idea even if they owe a million bucks. And it’s also a good idea even if it just saves them a few dollars in alternative fees that they would otherwise have to pay. People know their individual circumstances and are in a better position to know if a loan is good for them than the lender or any government formula put together by activists and politicians who want to pride themselves on how they are protecting us from ourselves.

Every loan is a gamble on the part of both lender and borrower, and nobody can ever guarantee that any loan can ever be repaid. If both the lender and the borrower mutually agree that the transaction is likely to further their interests, then who are you or any government agency to tell them that they can’t engage in it? If the lenders are tricking people into expecting one thing but delivering another that of course is deception which should be stopped, but apart from that, BUTT OUT, MAN!

If lenders have a responsibility to investigate the finances of people who apply for loans to make sure they can afford them then so do all other merchants and service providers. Is that the kind of society you want to live in? When you are the one who has to get government permission to purchase a product or service then you may feel differently about making politicians our parents instead of our servants.

Need AUTO FINANCE leads?
How about PAYDAY LOAN leads?
DEBT leads by chance?
What about CREDIT REPAIR leads?
No wait, how about BUSINESS CASH ADVANCE leads?

No matter what type of lead you are looking for, Leadpile is probably generating it…or can potentially generate it for you. Leadpile Lead Exchange is made up of buyers and sellers of real time web based leads. We are always looking for new buyers of leads to join our marketplace. Where else can you:

1. Get various leads types in one place?
2. Set your pricing you are comfortable with?
3. Define exactly what filters you want?
4. Get top notch customer service to answer your questions and provide support?
5. Work with a company that “does the right thing”, and is always wanting to have our buyers and sellers that are “doing the right thing”.
6. Have the ability to have leads posted to your website, redirected to your site, delivered on email or able to downloaded reports at any time!

What are you waiting for? Try out the Leadpile experience!
For those of you that are already buying or selling leads.. THANK YOU!!

You need god quality leads… Leadpile has them! I think most people do not realize the different types of leads that we do generate, and the benefits of a lead exchange.
We are currently generating more than 20 lead types.
Some lead types we are generating:
Payday loan
Auto finance
Debt settlement
Debt consolidation
Credit repair
Refinance
Home purchase
Foreclosure
Security Systems
Bankruptcy
Business Cash Advance
Equipment Leasing
Business Loan
Web Design
Credit Card Processing/merchant account
Health, auto, life and home insurance
Car warranty
Student loan loan/student loan consolidation
Credit Card
Home Based Business

If we don’t have the lead type you were looking for, we are always open to new ideas. JUST ASK!
I read a great statement on the Pontiflex blog, stating something about the fact that online advertising (also lead generation) is like drilling oil… either you hit the oil right away or you move on. The key is to diversify what lead types you are working with, and “hitting oil” is more likely to happen. Take risks as a company, get into new lead types, and create new ideas to change up how you work.
There are many lead companies out there that might just focus on a couple lead types, however Leadpile excels because we have so many lead types to meet so many different demands. One of the things we have learned is that making an effective lead exchange, you need to work with various lead types. Really there is just about any type of advertiser we can work with. We are also able to work with the various types of affiliates that are currently out there.
Think-outside-the-box if you are planning on working with us!
You won’t regret it.