Leadpile’s Blog

Many banks are following in the footsteps of Bank of America, by offering free services that will not only help consumers save money, but learn to manage and understand their finances. When Bank of America first rolled out their “Keep The Change” program, it was a huge hit. It not only helped consumers save money effortlessly, but it also brought new customers into the bank. Banks such as Citi Bank offered incentive programs such as a referral bonus, and TD Bank now lets consumers deposit checks from home just by scanning it.
It is great that banks are offering several incentives to their customers, but is that enough? Customers do not just want incentives, they want to know their finances. Banks are well aware that many customers are much more involved in their finances now then a few years ago. With interests rates and fees skyrocketing, it makes sense the people want to micro manage their accounts to avoid penalties. Many banks are also offering better customer services and are making sure the customer knows exactly what they are signing (for example, Bank of America came out with the one pager “Clarity Commitment” form). It is great that banks are doing everything that they can to keep their customers and not hide any information from them. Banks know that their customers are much more knowledgeable about their finance today and instead of trying to make more hidden terms, they are embracing it and accommodating to their needs. This is great news for the future of the customers and the trust they have with where their money is being help. Hopefully other financial institutions begin to follow this trend!

Phoenix June 30th, 2009 — LeadPile, The World’s Largest Online Exclusive Lead Exchange announced today record results for its MicroClick Form (http://www.microclick.com) in June, 2009. LeadPile reports a record number of Lead Verticals being served by its MicroClick Form with Lead Sellers producing leads in 61 different verticals in the month of June. This makes the LeadPile MicroClick Form the most widely used Multi Vertical Lead Generation Form in the lead Marketplace and Lead Exchange Industry.

LeadPile’s Centralized Online Exclusive Lead Marketplace supports thousands of affiliates that use the exchange to sell to suitable lead buyers. By using the LeadPile MicroClick Form, Affiliates can focus on driving traffic to their pages and not on managing lead buyer relationships. Over 90% of LeadPile’s active affiliates are currently using the MicroClick form, offloading the responsibility for lead collection, management, technology infrastructure, and quality control to LeadPile.

Astoundingly, LeadPile’s MicroClick form has been used to produce leads as diversified as Tax Debt Relief, Home Improvements, Business Loans, Health Insurance, Equipment Leasing, Credit Card Processing, Cash For Gold and more.

Andrew Jacob, CEO of LeadPile says, “The LeadPile MicroClick Form allows us to handle leads across multiple verticals, including payday, starter credit, debt consolidation, credit repair, bankruptcy, auto financing, and homeowner. While the majority of leads currently being exchanged in the  Marketplace are in the Financial sector, the fact that Lead Sellers are using the MicroClick form to produce leads in over 60 verticals is very rewarding for our team.

Jacob adds, “I would like to personally thank our existing Lead Buyers and Leads Sellers for their business, and it is our promise to everything we possible can to help them in their efforts by continuing to provide the type of technology infrastructure and transparency that they have come to both expect, and deserve, from LeadPile.

To read more, please visit http://www.LeadPile.com/

I have to share a great website that I was recently introduced to.  Mint.com is a great site for anyone looking to manage their bills & finances all in ONE place.

According to the website, “We download, categorize and graph all of your finances automatically every day, so you know where you’re spending, without spending any effort.”  With consumers going through trying to manage their credit cards and really seeing where they are spending their money, this site will allow people to do that without the high cost of hiring someone.  I went through the process myself just to see how long it took, and I have to say it took only minutes and it is a secure site.  Making sure you are entering your account information on a secure website (HTTPS) is very important when working with personal information on the internet.  I have to say I am a little nervous of entering my personal information online, however I did proceed forward with it. Working at Leadpile Lead Exchange has helped to educate me on knowing what to pay attention to when surfing the net, and this website appears to be a great trusted site for EVERYONE to look into.  The other question I was wondering was, “how does this website make money, because this service is FREE?” After searching more and more, I found lead generation is what this company is doing.  They are offering “pertinent” financial services to consumers throughout the process.  Check it out… you might learn something about your own financial portfolio.

Sometimes I come across an interesting article, or hear a great website while watching television.  Therefore, I thought I would pass along this helpful information.  It relates to the topic that most can not get away with at least hearing something about each day…. money.  However, this is a great article about how to save money on everything we are paying too much for.  According to Kiplinger.com, Turmoil in the industry could mean a terrific bargain for you with items such as cars, so we all need to pay attention to where we are paying to much.  The unfortunate thing is someone else’s hardship is potentially your gain, and some different businesses are truly benefiting and so are some consumers.

Here are some everyday things we are just overpaying for now:

1.  Afternon snacks-How many of you try and go with the “healthier” option of a energy/protein bar versus something like a candy bar?  Most would say yes they do.  However, you are paying at least double the amount for a snack that has just as much sugar as that candy bar.  Try going for some fresh fruit instead.

2.  Bottled water- “The dr says drink more water”…. so we grab botttled water at the nearest convenient store of by the bulk at the grocery store.  Unfortunately, that is a lot more expensive than buying for instance a picture with the filter.

3.  Caffeine- We are all guilty of this one… Starbucks. There are much more cheaper options out there, and we know it but just don’t do it.

4.  Music- The days of purchasing a whole CD are kinda becoming extinct, and a lot more expensive than downloading certain tunes on places like iTunes or Amazon.

5.  Movies-The movie theaters seem to be prospering during this tough economy, however there are some even cheaper options out there. With just as much enjoyment using services such as Netflix will allow a person to save a lot of money (ie- babysitters, food, and overall admission costs).

6.  Flowers- A lot of us might be out there purchasing flowers, however if you are there are certainly some cheaper options besides the florist. Look at your local grocery store as a place to pick up that nice set of fresh flowers. There is a potential to save a lot of money and you even have an ability to customize it the way you like it. The recipient of the flowers will like it knowing you just spent more time on their arrangement.

7.  Fruits and veggies- I am guilty of this one. Convenience, convenience, convenience…. cost more, cost more, cost more. Buying pre cut fruits and vegetables will cost up to 3X as much as cutting it yourself, however it is so much easier to have someone else cut it!

8.  Credit card fees-Late fees and over limit fees: a great way to increase your credit card balance really really fast. Check your statements and find out the grace period (if any) that you can pay your bill late. Avoid these charges because this is a great way to increase that credit card balance back up, when you just started getting it down.

9.  ATM fees-Bank with a bank that has a lot of locations so you don’t incorporate those extra fees for taking OUR OWN money out of the bank. Once again, a great way to loose money quick for something we all do regularly. These fees could be up to $4.00 at the ATM you withdrew the money at, AND another out of network bank fee assessed by your bank.

10.  Fax & mail services- Look for cheaper smarter options to fax and send packages. FedEx might be the most convenient place to send a package and maybe a fax, however there are far cheaper options out there if you just look.

I know, I know this does not really relate to Leadpile Lead Exchange and what we do here, however who isn’t trying to at least try and see on some ways to save some money? I think we all are guilty of spending too much on some of these things.