Start 2011 off right! Here are some financial tips to get your finances back in order.

1. Get your credit score and report: Knowing your credit score can help you check for inaccuracies on your credit report. A higher credit score will get you lower rates on loans and credit cards.
2. Get Organized: Knowing where all your bills and bank statements are can help you keep track of your spending and saving.
3. Track spending: Track all spending for 30 days. Evaluate and see where you can cut spend, such as eating out less.
4. Do an insurance checkup: Meet with your current provider and see if the converge you have is really what you need. Find our about loyalty discounts and good driving perks.

These simple tips can help you get your finances back in order!

Leadpile offers many great financial offers such as Credit Score and Bankruptcy. Contact us today for info on our affiliate programs and offers!

Facebook co-founder Chris Hughes has introduced a new site named Jumo, which will work much like Facebook only this site is to help a project or issue of your choice. As Facebook has become a very common social network, Jumo aims to be a social network that also gives back to your community. With Jumo, issues such as cancer, public schools, poverty and 3,500 other organizations are brought to light.

Each individual one has their own page with information on the cause like how to help, locations of these places, and who you would need to contact. Providing information or “likes” about yourself can connect you to issues that you personally are interested in or local areas that may need your help.

While Facebook is concentrated on things like friends and social gatherings, Jumo offers a place for people to gather to share or explore issues that others are also concentrated on. Although many focus on the Holiday season to give back, this new site is an outlet to bestow charity all year long.

Law schools around the nation are changing their grade point averages to help current law students education and possibly attract new ones as well.
Many graduate law students were having problems acquiring a job after their hard work and effort in law school because of having a slightly lower GPA than desired by employers or practices. Many believed this to be unfair, leading some law schools to not only help benefit their students, but their institution or school as well.
These law schools, including New York and Georgetown, believe it can help to increase their reputation by adding about 0.33 to the last couple of years recorded grades. This way, students who spent over $100,000 in school are given the chance to finish with more than a mediocre GPA.
These schools aren’t the ones attempting to help relieve students’ stress. Other popular and competitive law educators such as Yale and Harvard, cut out the original grading system and replaced it with a pass or fail option.
Still working in the education field? Leadpile has a new education vertical!

Sad days for those in AZ and OH with regards to payday loans.  Many are not sure how these initiatives lost in the voting, however they did.  This is going to affect a lot of brick and mortar stores located in these states.  This is a very large deal, because there are quit a few stores located in these states. Where do we go form here?

According to PDL blog, image might have had something to do with being able to get legislation passed on the payday loan industry. Did the misconception of a payday loan really have that much affect on those that were voting on these propositions, or did voting consumers really not want to have payday loans around any longer?  Now some lenders in these states and going to be closing down some of their stores. So how will this affect the internet payday loan industry? Will it be affected?
The good news is that some of these lenders that will be closing down locations, will now be looking at alternative options to offer the consumers. One of the alternatives is a short term unsecured loan.  This type of alternative will then be able to still provide some assistance to those that are in a temporary situation, but do not have the ability to get a payday loan or any other “bank” loan.

Time will tell.  I am sure all eyes will be on this industry to see if this recent legislation will affect what direction other states pursue……. or if there is a way to “try again” to get this legistration overturned.  Leadpile Lead Exchange realizes that there are consumers that really need assistance with their unforseen debt/bills.  We will continue to try and match up those consumers with the lender that can help them take care of this issue.  Loan modification, tax debt relief, debt consolidation, debt settlement, credit repair and others are lead types where we are trying to get the necessary help to the consumers.