In recent months with all the foreclosures happening around the world, there is unfortunately some that are trying to capitalize on this. According to MSNBC, one in eleven consumers are facing foreclosure or behind on their mortgage payments. Therefore, consumers are trying to get out of this situation in any way they can. However, there are those scam artist that are trying to take advantage of these consumers trying to get out of their tough situation.
There are two types of scams going on right now with home owners. There are the scams where the consumers are asked to put up some upfront fees to pay for the “assistance”, but then the scam artist disappear with their money. “But the more lucrative scam involves seducing homeowners into complicated transactions that allow con artists to steal equity in the house or walk away from the closing table after netting thousands in phony payouts,” according to MSNBC.
This is a huge problem for home owners that are already in a bad situation. Before allowing anyone to assist in “helping”, all consumers need to really know who it is that they are working with. Asking questions and checking out specifics of these companies/individuals can hopefully prevent some from getting scammed. Unfortunately, peoples hardship is another person’s gain. Our home is one of the largest investments we will ever have, and we can’t allow those criminals to take that away. This can not happen if we are all aware and educated on the different types of scams.

Leadpile Lead Exchange does not currently generate a lot of foreclosure leads, however if there is a company out there that is truly wanting to help consumers from going through this sort of situation, we are certainly able to look at generating more leads. Matching up consumers with legitimate companies to help them is also our goal.

Have you joined the texting revolution? If you haven’t, you are behind the times. Some surprising numbers have been released, and I cannot believe how much texting is going on. How many text messages do you believe were sent this year in the month of June? Would you believe 75 billion? Last June, 29 billion were sent, so texting has increased by 160%. Mobile data revenues for the first half of the year rose to $14.8 billion which is up 40% from last year. Mobile data now accounts for one-fifth of all mobile revenues.

Now a word of caution to advertisers — don’t just start sending a bunch of text messages. Recent studies indicate that internet users that have opted in to receive marketing messages, do not want to receive those messages via text. Only 1% of this group prefers to receive marketing text messages. It is important to use marketing text messages where appropriate, and most importantly, welcomed by mobile users.

We all say…. ” I would never get a payday loan”, however do you realize who the standard payday loan customer really is? According to paydayfacts.org, there are some common factors about those taking out a payday loan.

1. The majority of payday advance customers earn between $25,000 and $50,000 annually.
2. Sixty-eight percent are under 45 years old and only 4 percent are over the age of 65.
3. Ninety-four percent have a high school diploma or better, and 56 percent have some college or a degree.
4. Forty-two percent own their own homes.
5. The majority are married and 64 percent have children in the household.
6. One hundred percent have steady incomes and active bank accounts, because both are required to receive a payday loan.

Do any of these statistics surprise you? At one point of another we will all go through some sort of hardship, and potentially a payday loan or other short term loan might be your saving grace.
Leadpile Lead Exchange understands there are many people who need a little extra “help”, in receiving a payday loan. We generate thousands of payday loan leads each day, and these people I am sure really need the assistance.

How many of you have been approached to get a life insurance quote from your insurance agent? Let me guess, you said I am too young to buy life insurance. Any successful life insurance sales person will tell you the key to life insurance is really “understanding” it. There are a lot of misconceptions out there regarding life insurance. There really are a lot of specific reasons consumers take out a life insurance policy, besides just to “be covered” when they pass away.

1. Business owners can take out policies to take care of their key employees, so the business can run smoothly if the business owner passes away. Is the deceased person’s spouse really going to be able to run the business if they passed away? Probably not.
2. Spouses take out a policy to cover their spouse so they can try and maintain a similar lifestyle, if their spouse passes away.
3. Some take out policies for a short period of time to cover loved ones, because they took out some extra debt and they want their beneficiaries to not incur this debt if they pass away.
4. Some take out a life insurance policy because they want to have their loved ones to not have to take care of paying for their burial expenses.

Overall, there are so many reasons why a person has to consider taking out a life insurance policy. The most common types of life insurance policies are whole life and term life.
Whole life insurance generally is more expensive because it generates cash value, and it remains with you till you pass away. However, term insurance is an insurance policy that generally lasts for 10,20, or maybe even 30 years only. These policies expire at the end of their designated time frame. Unfortunately, if you take out a policy and then cancel it or don’t pay, it can expire and if you wanted another one, you then will be rated on the age you are now. Buying life insurance at a younger age can have some long term benefits for individuals, because life insurance premiums are based on your age (and health condition too).
According to Yahoo.com, 94% of life insurance that is sold is sold over the kitchen table. This means that most consumers who get life insurance have chosen to get it while meeting face to face with their insurance agent. 4% of consumers feel comfortable getting a life insurance policy over the internet. This is where Leadpile Lead Exchange comes in.
We work with some of the best publishers out there, and they are ready to embark on generating more insurance leads. Not only will we want our publishers to bring in auto and home insurance, we will ask them to bring in life insurance. This is a very important lead type that is a very important insurance for every American. We ALL need life insurance at some level. Just like in any loan you take out… do your research with life insurance. Ask a lot of questions.

Jet Blue Airlines has rolled out a new innovative way to try and sell some flight fares.  According to Fox News, Jet Blue Airlines will be auctioning off 300 roundtrip tickets and 6 vacation packages on Ebay this weekend. The bids start as low as .05 cents, however they anticipate the ending price will be valued at 85%-90% of the actual value of the flight. Is this for real?

They are looking at promoting cheap flights, but looking at earning the actual value.  What would happen if this goes sour?  Can you imagine three dollar flights being sold?  Jet Blue Airlines is pretty brave to initiate a marketing technique of this nature.  The Marketing Director is probably getting a pat on the back for this one. Pretty impressive if all goes well!

I’m curious to see the end results.  I’ll keep you updated!

Credit repair is one of the most demanded lead types in the financial industry.  The demand for this lead type continues to grow & grow.  Credit is a major part of “The American Way”, but it also helps you qualify for loans, lines of credit, buying a home or car, and for some it might even determine your career.  
Everyone with bad credit needs to take advantage of companies assisting them to bringing up their FICO/credit score.  Spending a few hundred dollars restoring your credit could save you a lot of money in the long run! For instance, when buying a car or home you will qualify for a lower interest rate, which saves in your overall payment you are making each month. Also, you will be able to then qualify for credit cards, to have around for those unexpected expenses that arise.  

LeadPile Lead Exchange is an expert in gathering consumers that need help today!  Let LeadPile be a part of your organization and supply you with some GREAT QUALITY credit repair leads. 

Leadpile Lead Exchange needs Credit Card Processing leads. If you are generating credit card processing leads, bring them in our marketplace.  Honestly, everyday I’m having a new advertiser sign up DEMANDING this lead type. It’s the new lead type that will sell! Think about it for a quick sec…… Who in this time of age does not have a credit card? Some teens might not have one, but even they are getting them younger and younger.  It makes logical sense for every business out there to accept credit cards. What I can not believe is that many new businesses do not accept credit cards.  This could be affecting their revenue. Overall, when businesses accept credit cards, their sales should be higher.  Reality is most people would rather charge a purchase versus pay cash.
Credit Card Processing companies are really targeting these businesses that do not currently accept credit cards.  This makes perfect financial sense in the fact that the business gets the credit card machine, and the credit card processing company makes a sale!  Now evaluate all the new home based business seekers that are working from home. There are millions of them in the U.S. currently. Is it a good business decision for even these types of businesses to plan on accepting credit cards?  Possibly not, depending on the type of home based business they are doing.

Great lead type and I need leads!  We are currently generating Credit Card Processing in our lead exchange, but NOT ENOUGH to fill in our demand! If you have them………… bring them over! 

Leadpile Lead Exchange is proud to announce we are now a part of the Facebook craze. Social networking sites are key to helping to define a company’s online presence. Leadpile realizes this, and now has it’s own profile. Join our Leadpile list of friends, and become apart of our Lead Exchange if you are not already.

Need AUTO FINANCE leads?
How about PAYDAY LOAN leads?
DEBT leads by chance?
What about CREDIT REPAIR leads?
No wait, how about BUSINESS CASH ADVANCE leads?

No matter what type of lead you are looking for, Leadpile is probably generating it…or can potentially generate it for you. Leadpile Lead Exchange is made up of buyers and sellers of real time web based leads. We are always looking for new buyers of leads to join our marketplace. Where else can you:

1. Get various leads types in one place?
2. Set your pricing you are comfortable with?
3. Define exactly what filters you want?
4. Get top notch customer service to answer your questions and provide support?
5. Work with a company that “does the right thing”, and is always wanting to have our buyers and sellers that are “doing the right thing”.
6. Have the ability to have leads posted to your website, redirected to your site, delivered on email or able to downloaded reports at any time!

What are you waiting for? Try out the Leadpile experience!
For those of you that are already buying or selling leads.. THANK YOU!!

For those who feel more comfortable receiving leads in a CSV file to upload into your CRM, it can be done in LeadPile Lead Exchange.  I’ll show you how!

• First, Click on the tab where leads are being purchased, either Lead Direct, Self Select, or Batch delivery.
• Next click on the name of your campaign.
• You will see a the report date:
• 
• Change the Starting date and ending date to the time period that you would like to download.
• Click on the “Refresh Totals” link
• Then Click on the “Download all leads from this period” link
• Click on the Magnified glass that pertains your selection

There is generation “X” and baby boomers that we all hear about, however have you ever heard of Generation “V”? Generation V is the generation of the future… the generation that is dealing with online EVERYTHING. Unlike the other generations, Generation V is not defined by an age, gender, social class or where they live. However, this generation is based on what they can and have achieved, accomplishments, and an increasing desire for the use of digital media channels to discover information and build knowledge. If you are a company that is not online… you better be soon!
According to marketingcharts.com, 80% of generation V will be “lurkers”. These are people that will reap the rewards of the online world. Others are trying to be apart of the online world by participating in the activites such as blog posts, forums, and YouTube. Those is previous years did not do such things to keep an online presence, however this is something that companies need to take a look at when dealing with how they market their company online. Defined demographics of consumers are a way of the past, because it is getting harder and harder to determine those that are online and buying the product.
Companies must change around how their online presence is represented, because so many people are using the internet as their only source for information and other key aspects to their daily lives. Why is it though that many create accounts in places such as dating sites, email providers and blogs, that is not themselves (anonymous)? Are they trying to protect themselves from people knowing who they really are? Not sure on why Generation V does this, but we will see how much more the online world really affects various things such as retail, dating, lead generation and other up and coming industries.
I have to say the publishers I work with in the Leadpile Lead Exchange are mostly going to be considered Genration V. These are people that live, breath and do everything around the internet.
We welcome all generations to our marketplace, but I have a feeling there will be much more Generation V making up the Leadpile Lead Exchange!

According to DMNews Friday, Chrysler announces that it is going to be launching 3 different campaigns to excite female buyers to go out and purchase a new Chrysler. Chrysler realizes that the female has a large part in the final decision, when couples purchase a car. This new marketing plan is also a direct response to a down turn in sales through July. “Chrysler sales were down 23% through July (compared to 11% for US car sales overall) and Chrysler brands ranked at or below the industry average in a Uni­versity of Michigan consumer satisfaction survey, according to The New York Times. Sales for the Jeep Grand Cherokee fell 48% this July and those of its flagship sedan, the 300, slipped 39%,” according to DMNews.
Bottom line is sales for cars are down, and sales for SUVs are down dramatically. Chrysler is trying to maybe narrow down where there is some room to get some sales going, in this struggling car industry. However, can it work?
Chrysler is utilizing a direct mail campaign to millions of women in hopes of sparking some interest. Combining incentives from some partnering companies, in addition to pre approvals, this should hopefully spark some women to go out and get a new car, or at least sway the decision their spouse was looking at for their next new car. We shall see if this campaign is effective, and also if some other auto makers try to get creative on their marketing to lure in more customers.
Hey Chrysler… if you need some auto finance leads contact Leadpile Lead Exchange. We are generating a lot of volume in this arena and would love to help you get your sales up!