Leadpile’s Blog

Payday loans are something that we discuss a lot on this blog, and are happy to let our readers know that we are expanding our payday loan/cash advance market into Canada. There was a high enough demand to warrant Leadpile to venture into this fairly unsaturated market. We are proud to be able to help those in Canada get connected with those lenders that want to provide them with one of these short term loans. If you are already a Leadpile publisher, you can access this new offer in your seller account. If you are not currently a part of the Leadpile Marketplace, contact us immediately!!! We look forward to this great new market that we are now venturing into!

We all have been saying this for a while…. how does Twitter make money????? Now it seems that we will all now know, because they are officially offering advertisement on their site. Companies of all natures have all been using Twitter as a way of communicating brief updates of what is going on with their world, however now Twitter can pocket some money from this sort of thing.
I have to say reading about Twitter incorporating advertisements on it’s site prompted me to go to the site to check it out. I am trying to now see what changed? Maybe I wasn’t going to the site enough before, but where are the advertisements? I was thinking I would see a bunch of ads etc on the sidebars of the site, yet I do not see any of that.

Craigslist took over the top spot for the most searched term that Internet users clicked through to in the United States, during the week ending March 14. Myspace had held the top spot as the most popular term since March 2006.    According to Hitwise, “U.S. searches on the term “craigslist” have increased 105 percent for the week ending March 14, 2009, compared with the same week last year.”  Why is this?  Could this increase in searching “craigslist” be a result of the economic position many consumers are in?  Either way, this is positive for Craigslist!  

So, who will be the next king of the hill?

Publishers in The Leadpile Lead Exchange certainly look at Craigslist as a place to promote their websites and the Leadpile offers. Those that are not, should maybe look into this site as a potential source of traffic.

Twitter has become a phenomenon. People connect to each other, following each other, and I guess create a different type of network. Even at a point where Evan Williams doesn’t know exactly how to monetize it, he is improving the core of the platform. Slowly, but surely, it’s becoming one of the new “things to do” online. From the networking perspective, Twitter is offering an amazing opportunity for companies out there to keep their readers informed with what is going on at the current moment. Apparently, even the journalists can make some extra money by releasing the news to their subscribers before the article shows in the paper. Of course the subscribers should pay a membership fee.

Leadpile will most likely use Twitter as well, keeping our clients informed with what is going on in the office. We can update the clients on new offers, increase in payouts, or the addition of new buyers in a certain verticals.

If you are using the Twitter, please follow our messages … Just search for vp_leadpile on Twitter, and you will find me.

I wanted to follow up on a previous post where I had brought up some great websites to download some coupon codes.  Being that the holidays are here and people are trying to save as much much as possible, I thought I would point out an interesting article I found.

According to Yahoo, “In October, 27 million people visited a coupon site, according to comScore Media Metrix, up 33 percent from a year earlier.” However, Yahoo also states, “Generally, companies prefer limited discounts, e-mailed to a select group of customers or sent inside packages with a purchase. When the coupons get wider exposure, retailers lose control, potentially costing them more money than they expected.” In tough times, retailers are probably saying they were would rather not make as money on their sales, versus not having the sales at all. This is all great for the consumers who are doing the shopping.
A great tip that is offered on this article suggests, “searching the name of an online store and the word “coupon” and compare the promotions, because bigger sites are often able to negotiate better offers; if you find a coupon for an offline store, call the Web site and ask it to match the price; and insist upon free shipping, even if it means calling the manager and asking for a coupon code.”. This will allow you to pull up any sites that might contain a coupon for what it is you are looking for. A couple other coupon websites listed in this article: couponcode.com, couponmom.com, and couponcabin.com.
Leadpile Lead Exchange unfortunately has no coupons to offer you for certain products you are looking for, but we do offer the ability to match you up with companies that are able to provide services that are very much needed.

Time is running out for consumers to read up on all the popositions being presented to them on the November 4th ballet. One thing that is being voted on in the states of Ohio and Arizona, is in regards to payday loans.  How much does everyone really understand about payday loans?  One myth I thought very important to point out:

Myth:  Payday lenders hide fees and mislead consumers.

Fact:  Just like any other service or loan you obtain, there is a cost to do get that loan or service.  In addition, any payday loan you take out there will be a cost to taking out the loan.  According to the CFSA website, “The cost of a payday advance is fully disclosed to customers on signs in the stores and in disclosure agreements. Moreover, in accordance with the Truth in Lending Act (TILA), the terms of the loan are clearly outlined in the lending agreement. Payday advances involve single, flat fees and there are no hidden charges, balloon payments or accruing interest. CFSA members also provide an educational brochure emphasizing responsible use of the product and offer a free right of rescission should the customer change their mind.”

CFSA also went on to say that in a recent survey 96% of the people were aware of the fees associated with taking out the payday loan.  Just like with any other loan, there are documents presented to the consumer with all the fees of doing the loan in black and white.  Are people sometimes just so anxious to get a loan, that they do not take the time to read the documents they are signing?

Leadpile Lead Exchange wants consumers to read everything before agreeing to take out a payday loan, or any other loan.  Knowledge is power!

The lead-gen, as many knows it so far, refers to the generation of prospective consumer interest or inquiry into a business’ products or services – generating a lead. The characteristics of lead-gen are changing, and same as the web, it has certain phases, which makes it evolutionary. 

In the beginning of 2000, the lead-gen has become more popular in the online channel, and with it, more and more companies started to allocate a certain budget for lead-gen, finding it as a good alternative or addition to their own advertising channels. 

A GP Bulhound Research report states that from 2006-2007, the online lead generation market grew 71% YTY. That’s more than twice as fast as the online advertising market. 

The growth, it’s of course, determined by the increasing demand for leads, but also the effectiveness and low costs offered by Lead Exchanges compared to the SEM. 

The Lead-gen 1.0 is considered as being a fragmented, not scalable, where the pricing for leads and volume needs to be artificially managed in order to create profit. 

Leadpile, has started as being a lead generation company, and by knowing the ins and outs of this industry, created a unique Exchange where the price and volume are market driven. The platform has arrived to a mature state, and that’s due to the years of experience and being on the right track from the start. And so, the Lead-gen 2.0 is here. Below you will see certain tools available in the Leadpile Exchange, making it a true Lead Marketplace/Exchange with the technology to be considered Lead-gen 2.0: 

1. Real Time leads and Cherry pick leads:

- the ability to choose between real time delivered leads (Lead Direct) and cherry picking the leads (Self Select)

When it comes to Real Time leads – you can choose the preferred price, volume, schedule and any other filters you want. 

A true lead-gen platform would also enable you to filter the sources of leads (producers/lead sellers): 

No matter how small or big your company is, a true lead-gen platform would also allow you to receive the leads in your own way, that can be from the most complexed integration to the most simple delivery method, like email. 

Of course, you need to have the freedom to receive the leads whenever you want to: 

Also, a complete lead-gen platform would allow you to “talk” to your consumers as soon as they finish the application. That’s where the confirmation page, or redirect to your site, comes handy and really crucial when it comes to customer acquisition:

We are sure that more lead-gen companies will come along, as they already did, following our model. That’s the beauty of this business! We are all working together and we will inspire each other in order to create a better business model for everyone. Leadpile, as the first company to launch a real integrated system for buyers and sellers of leads, will never stop to grow and improve. Out motto is and will always be: “The Impossible is our Expertise”. 

We look forward to your comments and suggestions – We Need You!

Credit repair is one of the most demanded lead types in the financial industry.  The demand for this lead type continues to grow & grow.  Credit is a major part of “The American Way”, but it also helps you qualify for loans, lines of credit, buying a home or car, and for some it might even determine your career.  
Everyone with bad credit needs to take advantage of companies assisting them to bringing up their FICO/credit score.  Spending a few hundred dollars restoring your credit could save you a lot of money in the long run! For instance, when buying a car or home you will qualify for a lower interest rate, which saves in your overall payment you are making each month. Also, you will be able to then qualify for credit cards, to have around for those unexpected expenses that arise.  

LeadPile Lead Exchange is an expert in gathering consumers that need help today!  Let LeadPile be a part of your organization and supply you with some GREAT QUALITY credit repair leads. 

Publishers are spending a lot of money on PPC campaigns through Google AdWords.  Have you ever researched the cost of producing a real time quality lead? Depending on the vertical, it can get really expensive, especially if you are looking for quality and genuine interest.

Capturing a name, number, email, address, best time to call, can get really expensive. If you want to target geographically, by zip or state, it will increase your price and lower the amount of traffic you are getting. A lead can be really inexpensive, if you are just capturing email address, and you incentivize it, but if you are looking to attract customers that are genuinely interested in your service, its not going to be .20 cents or .50 cents, it will be way more expensive. You can expect prices as these if you are looking for lists, but why would you do that when you have the Yellow Pages and costs you nothing. You can definitely get leads for such a price, but those will be leads that are generated from the yellow pages, or aged data (lists) of consumers that showed an interest in your service years ago.  So what is the price for a good, real time, exclusive leads? It depends, it can be very expensive, depending how competitive is your vertical.  You will get what you are paying for. In other words, you are going to be happy with the return on your investment (ROI).

Advertisers have to consider that publishers or lead exchanges are eating the cost of any leads that are invalid.  Paying anywhere between .25 to $1.50 per click, or even $15, does not guarantee a conversion. Even if we get a conversion, it will not necessarily mean that you, as a buyer, will accept the lead. If you are a Debt Settlement buyer, you might want only want $15,000 and above in Unsecured Debt, which will significantly increase the price to produce that lead. 

Lead exchanges welcome advertisers to join the marketplace to HOST their offers. Paying the right price for the lead, working with the lead exchange to optimize your campaign and filter the lead sources, will ensure a successful campaign for you, as a buyer, and for the Lead Exchange and its publishers. 

Think of it this way, lets say you need to travel to a different state.  Would you rather rent a bike or a car? By renting a bike, you will save money on gas and get in a better shape If you are concerned about the time you need to get to your destination, this will not work too well for you, and renting a car might be more suited for you. Time is money, and we all know it very well.

Make great choices and you will see more money coming into your business! Buy quality, real time exclusive leads, and you can be assured that Leadpile will be on your side from start to end! Pay the price that they are worth and you will get the satisfaction that you are searching for!

Leadpile’s Motto: “Good is the Enemy of Great!” – Jim Collins, Good to Great

No its not a rumor! It is a confirmation, LeadPile does have the ability to HOST an offer.  LeadPile, has expanded to great expectations and the sky is the limit when it comes to new ideas.  Working with a variety of Partners we find different ways to work together. 

Are you a serious client that do not have an incentivize offer and needs traffic? Guess what? LeadPile should be the name coming out your mouth.  We already have traffic on our sites.  We are the largest in the industry and everyday we have new companies that are excited to being a part of LeadPile as they are being referred to us by our current partners having strong success.   We target the Best.  We look for quality, which is the key and a major role in the continuous of working together long time and the reason why our partner retention is at a sky rocket level!

There are different ways that we can work together, LeadPile is not just a Lead Generation company its a true Lead Exchange.  If you have an offer and need more sign ups, call us.  We will make this the best experience ever and you will be happy you picked up that phone.   

Take a minute and think about this, if you are currently receiving 25 applications a day and you are making a few hundred  or even thousands dollars from them, wouldn’t it make logical sense to work with your marketing department and generate 100 applications and quadruple your ROI.  I think it does, LeadPile have the traffic you need and I kid you not, it will be the best financial decision that you make!

Breaking news in every search engine, channel, and even radio stations.  A 5.4 magnitude earthquake struck East of Los Angeles.  The epicenter was 2 miles of Chino Hills.  It was a moderate earthquake and luckily no one was seriously hurt or injured.  

California’s year has been pretty blemished, gas pricing at over $4.50 per gallon, one of the highest in the nation.  Many homeowners experienced foreclosures, as home values dropped.  Starbucks announced that the majority of stores schedule to close were located in California.  An now an earthquake! 

California is a popular state.  Hollywood and Beverly Hills, where all the stars live.  San Francisco, where the beautiful Golden Gate Bridge stands.  Palm Springs a nice place to relax and take a vacation.  Yet this state has been experiencing a trend of bad luck.  

Many programs are truly helping residence within this states with all the needs.  Bankruptcy, Debt, Home Improvement, Loans, Refi’s and much, much more.  Lots of companies are doing what they can to help, Leadpile looks and searches for well known business that takes pride and commitment in helping people in need.  They look for real companies offering real services so that we can match them with people  in desperate needs when times get tough.

I was at ease to learn that everyone in California was okay and that no one was seriously hurt.  

I wanted to see if I could find some true results of what some Americans want with regards to the payday loan industry. So much negative publicity gets published on this industry, however there really is a need for these short term loans for many people.
According to a previous poll done by zogby.com, less than 1% of all those polled, thought that lawmakers should focus on the personal loan industry. A majority support the individual’s right to choose their financing options, and want that freedom of choice in payday loans.
Zogby results showed that a majority (84%) of Ohio state’s consumers were in favor of making their own credit decisions without government interference. Additionally, most wanted the federal or state governments to allow adults to get a payday loan, if that is something they choose to do.
Another part of this particular survey stated 72% of the consumers mentioned that traditional financial institutions like banks and credit unions didn’t offer short-term personal loans. Many consumers see payday loans as something convenient, and fast to get some needed cash between paydays. These payday loans are popular with loan borrowers for the main reason of convenience and quick access to cash without any credit checks.
Paydays loans are a necessity for so many people today. Is this something that should be controlled by legislation? I agree there should be some regulation so consumers are not taken advantage of, however 100% eliminating loans, that no other banks or lenders can provide, is not necessarily the best option for the consumers needing them. Where else can Americans get a short term loan not secured by collateral? Getting quick, fast money is very hard to find without having your credit pulled.
Leadpile Lead Exchange embraces payday leads because there is some belief that this is something that is needed by the consumers. We bring together those that can generate the leads of consumers that are looking for these short term loans, with the lenders that can provide this to them.